Applications / Mortgage Analytics / Lenders / Wisconsin / N.E.W. Credit Union
Oconto Falls, WI · Credit union · NCUA · $165 million assets · 175 loans in 2025
N.E.W. Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
175
loans originated, 2025
178
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
N.E.W. Credit Union, a Wisconsin refinance lender, made 65% more loans in 2025, faster growth than at about nine in ten similar lenders.
Its loans rose 65% from 106 to 175, while similar lenders, credit unions making between half and twice as many loans, grew 7%. The count had dropped to 85 in 2023. It made 176 in 2019, so 2025 brings it back to that level. Refinancing took 72.0% of its loans.
Low- and moderate-income (LMI) borrowers took 44.2% of its loans, against 28.2% at similar lenders, more than at nearly nine in ten. LMI neighborhoods took 34.3%, against 17.2%, more than at about nineteen in twenty. Both shares were lower than in 2024.
Its typical rate was 5.49%, against 6.75% at similar lenders, lower than at nearly all of them. It turned down 1.7% of refinance applications, against 24.2% at peers, among the lowest tenth. Manufactured homes made up 10.9% of its loans, while most similar lenders made none.
In Green Bay, its largest market since 2005, its share rose 0.5 points to 0.9%, and it ranked 23 of 293 lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. N.E.W. Credit Union took 178 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 72.0% · Purchase 20.0% · Other 8.0%
Conventional 100.0% · of 175 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Wisconsin | 171 | 97.7% |
| Michigan | 4 | 2.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Green Bay | 124 |
| Appleton | 2 |
| Milwaukee-Waukesha | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900NGM4SWQ6TJE045 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 943796 | 2006–2023 |
| Respondent ID (the HMDA filer code before 2018) | 567017 | 2005–2017 |
Established 1 January 1962. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: N.E.W. Credit Union's data.
N.E.W. Credit Union's data
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N.E.W. Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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