Applications / Mortgage Analytics / Lenders / Tennessee / Millennium Bank / Competition
Millennium Bank
Ooltewah, TN · State non-member bank · FDIC · $792 million assets · 115 loans in 2025
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115
loans originated, 2025
147
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Millennium Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHATTANOOGA, GA-TN, 2025
Millennium Bank ranks 60th of 525 lenders in Chattanooga, GA-TN, with $12.2M lent: 0.3% of a $4.21B market.
Chattanooga, GA-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Millennium Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO GEORGIA, 2025
Millennium Bank ranks 240th of 683 lenders in non-metro Georgia, with $5.0M lent: 0.1% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Millennium Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DALTON, GA, 2025
Millennium Bank ranks 48th of 234 lenders in Dalton, GA, with $2.2M lent: 0.4% of a $507.0M market.
Dalton, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Millennium Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — OCALA, FL, 2025
Millennium Bank ranks 185th of 536 lenders in Ocala, FL, with $1.8M lent: 0.1% of a $2.98B market.
Ocala, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Millennium Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — HOMOSASSA SPRINGS, FL, 2025
Millennium Bank ranks 134th of 377 lenders in Homosassa Springs, FL, with $1.4M lent: 0.1% of a $1.14B market.
Homosassa Springs, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Millennium Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — COLUMBUS, AL-GA, 2025
Millennium Bank ranks 213th of 318 lenders in Columbus, AL-GA, with $295K lent: 0.0% of a $1.54B market.
Columbus, AL-GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Millennium Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
Millennium Bank ranks 805th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $165K lent: 0.0% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Millennium Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO FLORIDA, 2025
Millennium Bank ranks 312th of 564 lenders in non-metro Florida, with $1.0M lent: 0.0% of a $3.36B market.
non-metro Florida is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Millennium Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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