Applications / Mortgage Analytics / Lenders / Massachusetts / Milford Federal Bank / Competition
Milford Federal Bank
Milford, MA · Savings institution · OCC · $541 million assets · 159 loans in 2025
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159
loans originated, 2025
218
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Milford Federal Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WORCESTER, MA, 2025
Milford Federal Bank ranks 81st of 451 lenders in Worcester, MA, with $17.8M lent: 0.3% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Milford Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
Milford Federal Bank ranks 275th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $15.5M lent: 0.0% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Milford Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PROVIDENCE-WARWICK, MA-RI, 2025
Milford Federal Bank ranks 149th of 475 lenders in Providence-Warwick, MA-RI, with $9.1M lent: 0.1% of a $13.02B market.
Providence-Warwick, MA-RI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Milford Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO MASSACHUSETTS, 2025
Milford Federal Bank ranks 59th of 232 lenders in non-metro Massachusetts, with $4.7M lent: 0.3% of a $1.55B market.
non-metro Massachusetts is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Milford Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BARNSTABLE TOWN, MA, 2025
Milford Federal Bank ranks 102nd of 369 lenders in Barnstable Town, MA, with $4.2M lent: 0.1% of a $3.30B market.
Barnstable Town, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Milford Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — SPRINGFIELD, MA, 2025
Milford Federal Bank ranks 314th of 322 lenders in Springfield, MA, with $65K lent: 0.0% of a $2.23B market.
Springfield, MA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Milford Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Milford Federal Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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