Applications / Mortgage Analytics / Lenders / Missouri / Lindell Bank & Trust Company
St. Louis, MO · State member bank · FRS · $940 million assets · 192 loans in 2025
Lindell Bank & Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
192
loans originated, 2025
211
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Lindell Bank & Trust Company, a St. Louis bank, makes far more of its loans in poorer and majority-minority neighborhoods than most similar lenders.
Low- and moderate-income (LMI) neighborhoods took 23.6% of its loans in 2025. Similar lenders, state member banks making between half and twice as many loans, put 16.2% there; its share was higher than at about three in four of them. Majority-minority neighborhoods took 19.8% of its loans, against 4.3% at peers. Its share of LMI borrowers, 27.3%, was near the middle.
It made 192 loans, 8% fewer than in 2024, while similar lenders grew 8% and the whole market 10%. Its dollars still rose, to $57.0 million from $48.5 million, as its typical loan grew. The yearly count has stayed between 171 and 222 since 2018, so the dip sits within its usual range.
Every loan was conventional, with no government backing. Purchases made up 53.6% and refinances 45.8%. Its typical loan, $175,000, was close to peers' $185,000.
In St. Louis, IL-MO, where it has lent since at least 1990, it ranked 64 of 637 lenders with 0.3% of the market, unchanged from 2024. Guild Mortgage Company led. Its mergers, the latest with Rockwood Bank in 2021, count in these figures.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Lindell Bank & Trust Company took 211 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 53.6% · Refinance 45.8% · Home improvement 0.5%
Conventional 100.0% · of 192 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 181 | 94.3% |
| Illinois | 7 | 3.6% |
| Colorado | 1 | 0.5% |
| Florida | 1 | 0.5% |
| Kansas | 1 | 0.5% |
| Tennessee | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| St. Louis | 182 |
| Cape Coral-Fort Myers | 1 |
| Colorado Springs | 1 |
| Kansas City | 1 |
| Nashville-Davidson--Murfreesboro--Franklin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900BX43CTU32Z6G15 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 185859 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2185859 | 1990–2017 |
Established 1 January 1923. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Lindell Bank & Trust Company's data.
Lindell Bank & Trust Company's data
$215
Lindell Bank & Trust Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Lindell Bank & Trust Company's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]