Applications / Mortgage Analytics / Lenders / Michigan / Lafcu / Competition
Lafcu
Lansing, MI · Credit union · NCUA · $1.1 billion assets · 298 loans in 2025
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298
loans originated, 2025
468
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who Lafcu competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — LANSING-EAST LANSING, MI, 2025
Lafcu ranks 15th of 333 lenders in Lansing-East Lansing, MI, with $24.5M lent: 1.2% of a $2.02B market.
Lansing-East Lansing, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lafcu in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MICHIGAN, 2025
Lafcu ranks 129th of 606 lenders in non-metro Michigan, with $9.6M lent: 0.1% of a $7.04B market.
non-metro Michigan is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lafcu in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DETROIT-WARREN-DEARBORN, MI, 2025
Lafcu ranks 234th of 599 lenders in Detroit-Warren-Dearborn, MI, with $6.0M lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lafcu in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
Lafcu ranks 189th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $2.1M lent: 0.0% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lafcu in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BATTLE CREEK, MI, 2025
Lafcu ranks 74th of 209 lenders in Battle Creek, MI, with $1.0M lent: 0.2% of a $562.0M market.
Battle Creek, MI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Lafcu in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CINCINNATI, IN-KY-OH, 2025
Lafcu ranks 372nd of 621 lenders in Cincinnati, IN-KY-OH, with $1.0M lent: 0.0% of a $15.96B market.
Cincinnati, IN-KY-OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Lafcu in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO NORTH CAROLINA, 2025
Lafcu ranks 594th of 762 lenders in non-metro North Carolina, with $455K lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Lafcu in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
Lafcu ranks 353rd of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $325K lent: 0.0% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Lafcu in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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