Applications / Mortgage Analytics / Lenders / Tennessee / Knoxville Teachers Federal Credit Union
Knoxville, TN · Credit union · NCUA · $253 million assets · 196 loans in 2025
Knoxville Teachers Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
196
loans originated, 2025
199
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Knoxville Teachers Federal Credit Union nearly doubled its lending in 2025, to 196 loans from 103, and won a bigger slice of its home market.
Its loans rose 90%, faster than at more than nine in ten similar lenders, credit unions making between half and twice as many loans. Those grew by 7%. Refinancing made up 54.6% of its lending. After falling to 76 loans in 2023, it is back near the 206 it made in 2020.
Its typical loan was $165,000, against $105,000 at its peers, and larger than at more than four in five of them. Every loan was conventional, and none was higher-priced (carrying a rate well above the average for similar loans). Its typical rate, 6.65%, sat near the middle of its peers'.
Poorer neighborhoods (low- and moderate-income, or LMI, tracts) took 26.0% of its loans, against 16.9% at its peers, a higher share than at nearly nine in ten. Majority-minority neighborhoods took 3.1%, against 11.3%. The 11 Tennessee counties where it lends may simply have few such neighborhoods.
In Knoxville it ranked 41 of 599 lenders, and its share rose to 0.6% from 0.4%. Mortgage Investors Group led the market, ahead of United Wholesale Mortgage and Rocket Mortgage.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Knoxville Teachers Federal Credit Union took 199 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 54.6% · Other 23.5% · Purchase 19.4% · Home improvement 2.6%
Conventional 100.0% · of 196 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 196 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Knoxville | 192 |
| Morristown | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ZPDWAT9R7KRW05 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 338392 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 524464 | 1993–2017 |
Established 1 January 1934. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: Knoxville Teachers Federal Credit Union's data.
Knoxville Teachers Federal Credit Union's data
$215
Knoxville Teachers Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Knoxville Teachers Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]