Applications / Mortgage Analytics / Lenders / West Virginia / Jefferson Security Bank / Competition
Jefferson Security Bank
Shepherdstown, WV · State non-member bank · FDIC · $562 million assets · 135 loans in 2025
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135
loans originated, 2025
186
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Jefferson Security Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HAGERSTOWN-MARTINSBURG, MD-WV, 2025
Jefferson Security Bank ranks 21st of 356 lenders in Hagerstown-Martinsburg, MD-WV, with $24.8M lent: 1.2% of a $2.09B market.
Hagerstown-Martinsburg, MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jefferson Security Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Jefferson Security Bank ranks 274th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $18.5M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jefferson Security Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WINCHESTER, VA-WV, 2025
Jefferson Security Bank ranks 76th of 303 lenders in Winchester, VA-WV, with $2.4M lent: 0.2% of a $1.16B market.
Winchester, VA-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jefferson Security Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO VIRGINIA, 2025
Jefferson Security Bank ranks 423rd of 539 lenders in non-metro Virginia, with $425K lent: 0.0% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jefferson Security Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Jefferson Security Bank ranks 679th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $325K lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Jefferson Security Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Jefferson Security Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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