Applications / Mortgage Analytics / Lenders / West Virginia / Huntington Federal Savings Bank
Huntington, WV · Savings institution · OCC · $553 million assets · 199 loans in 2025
Huntington Federal Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
199
loans originated, 2025
280
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Huntington Federal Savings Bank ranks 8 of 237 lenders in Huntington-Ashland, its home since at least 1990, and grew 18% in 2025.
Originations rose 18% to 199, against 7% at similar lenders (savings institutions making between half and twice as many loans). That was faster than at about seven in ten of them. It still lends less than in 2020, when it made 309 loans.
Its share of Huntington-Ashland rose to 3.2% from 2.8%, in a market led by City National Bank of West Virginia. In Charleston its share rose to 0.2% from 0.1%, ranking it 51 of 157.
Purchases were 62.8% of its loans and refinances 37.2%, all conventional. Its typical loan, $155,000, was smaller than at about four in five similar lenders, whose typical loan is $235,000. Its purchase denial rate, 6.2%, sat near the middle of its peers.
It made no loans in majority-minority areas, against 4.8% at similar lenders. Its small footprint, 5 counties around Huntington and Charleston, may contain few such areas.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Huntington Federal Savings Bank took 280 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 62.8% · Refinance 37.2%
Conventional 100.0% · of 199 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| West Virginia | 168 | 84.4% |
| Ohio | 31 | 15.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Huntington-Ashland | 191 |
| Charleston | 8 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300VSOJCMQO84C619 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 609476 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 4470 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1700470 | 2011–2017 |
Established 1 January 1929. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Huntington Federal Savings Bank's data.
Huntington Federal Savings Bank's data
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Huntington Federal Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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