Applications / Mortgage Analytics / Lenders / Minnesota / Highland Bank / Competition
Highland Bank
Saint Paul, MN · State non-member bank · FDIC · $766 million assets · 352 loans in 2025
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352
loans originated, 2025
489
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Highland Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Highland Bank ranks 98th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $47.0M lent: 0.2% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Highland Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MINNESOTA, 2025
Highland Bank ranks 244th of 536 lenders in non-metro Minnesota, with $2.1M lent: 0.0% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Highland Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — DULUTH, MN-WI, 2025
Highland Bank ranks 124th of 318 lenders in Duluth, MN-WI, with $930K lent: 0.1% of a $1.36B market.
Duluth, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Highland Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO WISCONSIN, 2025
Highland Bank ranks 466th of 659 lenders in non-metro Wisconsin, with $665K lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Highland Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PHOENIX-MESA-CHANDLER, AZ, 2025
Highland Bank ranks 736th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $525K lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Highland Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MANKATO, MN, 2025
Highland Bank ranks 164th of 180 lenders in Mankato, MN, with $110K lent: 0.0% of a $491.5M market.
Mankato, MN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Highland Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ST. CLOUD, MN, 2025
Highland Bank ranks 239th of 243 lenders in St. Cloud, MN, with $55K lent: 0.0% of a $1.04B market.
St. Cloud, MN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Highland Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ROCHESTER, MN, 2025
Highland Bank ranks 186th of 276 lenders in Rochester, MN, with $415K lent: 0.0% of a $1.45B market.
Rochester, MN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Highland Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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