Applications / Mortgage Analytics / Lenders / Pennsylvania / Heritage Valley Federal Credit Union / Competition
Heritage Valley Federal Credit Union
York, PA · Credit union · NCUA · $129 million assets · 177 loans in 2025
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177
loans originated, 2025
227
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Heritage Valley Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — YORK-HANOVER, PA, 2025
Heritage Valley Federal Credit Union ranks 48th of 379 lenders in York-Hanover, PA, with $12.4M lent: 0.4% of a $2.78B market.
York-Hanover, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Valley Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LANCASTER, PA, 2025
Heritage Valley Federal Credit Union ranks 341st of 365 lenders in Lancaster, PA, with $150K lent: 0.0% of a $2.77B market.
Lancaster, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Valley Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GETTYSBURG, PA, 2025
Heritage Valley Federal Credit Union ranks 225th of 228 lenders in Gettysburg, PA, with $35K lent: 0.0% of a $592.1M market.
Gettysburg, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Valley Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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