Applications / Mortgage Analytics / Lenders / Missouri / Heritage Community Bank / Competition
Heritage Community Bank
Union, MO · State non-member bank · FDIC · $327 million assets · 215 loans in 2025
Heritage Community Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
215
loans originated, 2025
225
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Heritage Community Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ST. LOUIS, IL-MO, 2025
Heritage Community Bank ranks 84th of 637 lenders in St. Louis, IL-MO, with $38.0M lent: 0.2% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MISSOURI, 2025
Heritage Community Bank ranks 146th of 640 lenders in non-metro Missouri, with $7.0M lent: 0.1% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — JEFFERSON CITY, MO, 2025
Heritage Community Bank ranks 28th of 189 lenders in Jefferson City, MO, with $4.2M lent: 0.5% of a $786.5M market.
Jefferson City, MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 67% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — COLUMBIA, MO, 2025
Heritage Community Bank ranks 97th of 268 lenders in Columbia, MO, with $1.1M lent: 0.1% of a $1.71B market.
Columbia, MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
Heritage Community Bank ranks 288th of 485 lenders in Daphne-Fairhope-Foley, AL, with $775K lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Heritage Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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