Hatboro Federal Savings, FA is a home-purchase lender whose loans are bigger than those of most similar lenders, though it makes no jumbo loans.
Buyers, with bigger loans
Purchases made up 72.1% of its loans. Its typical loan was $325,000, against $232,500 at similar lenders, savings institutions making between half and twice as many loans. That was larger than at about three in four of them. None was a jumbo loan (larger than the conforming limit), and every loan was conventional.
Few buyers turned away
It turned down 0.7% of first-lien home-purchase applications. Similar lenders turned down 6.4%. Its rate was lower than at nearly all of them.
Flat while peers grew
Its loans fell 2% in 2025, to 219, while similar lenders grew by 8%. It has made between 199 and 266 loans a year since 2020, far fewer than the 442 of 2018. In Philadelphia-Camden-Wilmington, where it has lent since at least 1990, it ranked 112 of 784 lenders.
Fewer lower-income borrowers than a year ago
Borrowers with low and moderate incomes (LMI) took 23.2% of its loans, down from 29.2% in 2024. That is close to the 24.3% at similar lenders. Its typical loan has grown to $325,000 from $225,000 in 2020, which could account for part of the fall, as bigger loans tend to go to higher earners.
Similar lenders: same lender type, originations between half and twice the lender's in the data year.
Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
219 loans in 2025, against a peak of 442 in 2018.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Hatboro Federal Savings, FA took 247 applications in 2025.
72.1% of its 2025 loans were purchase loans; all were conventional loans.
Purchase 72.1% · Refinance 12.8% · Other 8.2% · Home improvement 6.8% Conventional 100.0% · of 219 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 4 metros, 6 counties
State
Loans
Share
Pennsylvania
219
100.0%
Largest metro areas, 2025
Loans originated
Metro area
Loans
Montgomery County-Bucks County-Chester County
198
Philadelphia
14
Reading
5
Allentown-Bethlehem-Easton
2
Identifiers
LEI (Legal Entity Identifier, the global company code HMDA has used since 2018)
254900PVPKN915ZIGZ02
2018–2025
RSSD (the Federal Reserve's identifier for banks and their parents)
995272
2004–2023
Respondent ID (the HMDA filer code before 2018)
44859
1990–2010
Respondent ID (the HMDA filer code before 2018)
1704859
2011–2017
Established 30 June 1941. Reported under HMDA 1990-2025.
Hatboro Federal Savings, FA and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.