Applications / Mortgage Analytics / Lenders / Pennsylvania / Greenville Savings Bank
Greenville, PA · Savings institution · FDIC · $344 million assets · 358 loans in 2025
Greenville Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
358
loans originated, 2025
452
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Greenville Savings Bank makes a larger share of its loans to lower-income borrowers than any similar lender, and its loans are among the smallest of them.
Low- and moderate-income (LMI) borrowers took 52.0% of its loans, against 24.1% at similar lenders (savings institutions making between half and twice as many loans). Five years before the figure was 35.5%. Small loans may suit lower-income borrowers. LMI areas took 18.4%, against 14.9%.
Its typical loan was $115,000, against $232,500 at peers, among the lowest tenth. Home improvement made up 25.7% of its loans. So although it made more loans than about six in ten peers, its $48.0 million total was lower than nearly nine in ten.
Originations rose 10%, matching the whole market and above the 4% at similar lenders. It has made between 269 and 448 loans a year since 2018. Its denial rate on first-lien home-purchase applications, 5.5%, was close to peers' 6.2%.
In non-metro Pennsylvania, its largest market, it ranked 32 of 643 lenders. It has reported since 1990 and took its present name in 1992, when Greenville Savings and Loan Association became Greenville Savings Bank.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Greenville Savings Bank took 452 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 45.8% · Home improvement 25.7% · Refinance 19.6% · Other 8.9%
Conventional 100.0% · of 358 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 350 | 97.8% |
| Ohio | 8 | 2.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Pittsburgh | 29 |
| Cleveland | 5 |
| Youngstown-Warren | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300H05YH2B8D1FY15 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 357777 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 45666 | 1990–1991 |
| Respondent ID (the HMDA filer code before 2018) | 330637 | 1992–2017 |
Established 1 January 1911. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Greenville Savings Bank's data.
Greenville Savings Bank's data
$215
Greenville Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Greenville Savings Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]