Applications / Mortgage Analytics / Lenders / Missouri / Focus Bank / Competition
Focus Bank
Charleston, MO · State non-member bank · FDIC · $881 million assets · 258 loans in 2025
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258
loans originated, 2025
323
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who Focus Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — JONESBORO, AR, 2025
Focus Bank ranks 3rd of 193 lenders in Jonesboro, AR, with $24.2M lent: 3.9% of a $619.8M market.
Jonesboro, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Focus Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ARKANSAS, 2025
Focus Bank ranks 46th of 459 lenders in non-metro Arkansas, with $19.1M lent: 0.6% of a $3.36B market.
non-metro Arkansas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Focus Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO MISSOURI, 2025
Focus Bank ranks 119th of 640 lenders in non-metro Missouri, with $9.1M lent: 0.2% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Focus Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ST. LOUIS, IL-MO, 2025
Focus Bank ranks 271st of 637 lenders in St. Louis, IL-MO, with $3.6M lent: 0.0% of a $16.74B market.
St. Louis, IL-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Focus Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR, 2025
Focus Bank ranks 210th of 423 lenders in Little Rock-North Little Rock-Conway, AR, with $1.2M lent: 0.0% of a $4.33B market.
Little Rock-North Little Rock-Conway, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Focus Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — TUSCALOOSA, AL, 2025
Focus Bank ranks 169th of 306 lenders in Tuscaloosa, AL, with $575K lent: 0.0% of a $1.26B market.
Tuscaloosa, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Focus Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JEFFERSON CITY, MO, 2025
Focus Bank ranks 99th of 189 lenders in Jefferson City, MO, with $565K lent: 0.1% of a $786.5M market.
Jefferson City, MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Focus Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 67% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — TOPEKA, KS, 2025
Focus Bank ranks 160th of 236 lenders in Topeka, KS, with $415K lent: 0.0% of a $1.01B market.
Topeka, KS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Focus Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Focus Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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