Applications / Mortgage Analytics / Lenders / Kentucky / FNB Bank / Competition
FNB Bank
Mayfield, KY · State non-member bank · FDIC · $750 million assets · 203 loans in 2025
FNB Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
203
loans originated, 2025
291
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who FNB Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO KENTUCKY, 2025
FNB Bank ranks 59th of 537 lenders in non-metro Kentucky, with $23.1M lent: 0.4% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PADUCAH, IL-KY, 2025
FNB Bank ranks 13th of 164 lenders in Paducah, IL-KY, with $8.7M lent: 2.4% of a $368.9M market.
Paducah, IL-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CLARKSVILLE, KY-TN, 2025
FNB Bank ranks 57th of 397 lenders in Clarksville, KY-TN, with $7.8M lent: 0.3% of a $2.82B market.
Clarksville, KY-TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
FNB Bank ranks 252nd of 485 lenders in Daphne-Fairhope-Foley, AL, with $1.0M lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
FNB Bank ranks 627th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $650K lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO ILLINOIS, 2025
FNB Bank ranks 397th of 572 lenders in non-metro Illinois, with $385K lent: 0.0% of a $3.27B market.
non-metro Illinois is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
FNB Bank ranks 481st of 510 lenders in Louisville/Jefferson County, IN-KY, with $135K lent: 0.0% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO TENNESSEE, 2025
FNB Bank ranks 525th of 746 lenders in non-metro Tennessee, with $535K lent: 0.0% of a $8.31B market.
non-metro Tennessee is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FNB Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
FNB Bank's data
$215
FNB Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy FNB Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]