Applications / Mortgage Analytics / Lenders / Kentucky / First United Bank and Trust Company / Competition
First United Bank and Trust Company
Madisonville, KY · State non-member bank · FDIC · $594 million assets · 119 loans in 2025
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119
loans originated, 2025
132
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who First United Bank and Trust Company competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO KENTUCKY, 2025
First United Bank and Trust Company ranks 82nd of 537 lenders in non-metro Kentucky, with $15.6M lent: 0.3% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — OWENSBORO, KY, 2025
First United Bank and Trust Company ranks 14th of 163 lenders in Owensboro, KY, with $6.5M lent: 1.4% of a $474.4M market.
Owensboro, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 71% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PADUCAH, IL-KY, 2025
First United Bank and Trust Company ranks 33rd of 164 lenders in Paducah, IL-KY, with $1.9M lent: 0.5% of a $368.9M market.
Paducah, IL-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BOWLING GREEN, KY, 2025
First United Bank and Trust Company ranks 73rd of 250 lenders in Bowling Green, KY, with $1.7M lent: 0.1% of a $1.24B market.
Bowling Green, KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — EVANSVILLE, IN, 2025
First United Bank and Trust Company ranks 101st of 248 lenders in Evansville, IN, with $1.2M lent: 0.1% of a $1.39B market.
Evansville, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First United Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WICHITA FALLS, TX, 2025
First United Bank and Trust Company ranks 183rd of 209 lenders in Wichita Falls, TX, with $145K lent: 0.0% of a $545.7M market.
Wichita Falls, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First United Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
First United Bank and Trust Company ranks 333rd of 485 lenders in Daphne-Fairhope-Foley, AL, with $545K lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First United Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CLARKSVILLE, KY-TN, 2025
First United Bank and Trust Company ranks 345th of 397 lenders in Clarksville, KY-TN, with $205K lent: 0.0% of a $2.82B market.
Clarksville, KY-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First United Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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