Applications / Mortgage Analytics / Lenders / Texas / First State Bank / Competition
First State Bank
Athens, TX · State non-member bank · FDIC · $763 million assets · 115 loans in 2025
First State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
115
loans originated, 2025
146
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who First State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO TEXAS, 2025
First State Bank ranks 78th of 831 lenders in non-metro Texas, with $28.6M lent: 0.3% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
First State Bank ranks 507th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $5.5M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
First State Bank ranks 677th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $900K lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SANTA FE, NM, 2025
First State Bank ranks 171st of 239 lenders in Santa Fe, NM, with $505K lent: 0.0% of a $1.25B market.
Santa Fe, NM is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO NEW MEXICO, 2025
First State Bank ranks 245th of 353 lenders in non-metro New Mexico, with $465K lent: 0.0% of a $1.95B market.
non-metro New Mexico is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — TULSA, OK, 2025
First State Bank ranks 423rd of 476 lenders in Tulsa, OK, with $205K lent: 0.0% of a $5.53B market.
Tulsa, OK is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
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First State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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