Applications / Mortgage Analytics / Lenders / New York / First National Bank of Scotia / Competition
First National Bank of Scotia
Scotia, NY · National bank · OCC · $699 million assets · 136 loans in 2025
First National Bank of Scotia's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
136
loans originated, 2025
177
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who First National Bank of Scotia competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ALBANY-SCHENECTADY-TROY, NY, 2025
First National Bank of Scotia ranks 33rd of 265 lenders in Albany-Schenectady-Troy, NY, with $34.9M lent: 0.8% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Scotia in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — GLENS FALLS, NY, 2025
First National Bank of Scotia ranks 49th of 145 lenders in Glens Falls, NY, with $1.9M lent: 0.3% of a $554.4M market.
Glens Falls, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Scotia in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NEW YORK, 2025
First National Bank of Scotia ranks 216th of 377 lenders in non-metro New York, with $1.2M lent: 0.0% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Scotia in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — KINGSTON, NY, 2025
First National Bank of Scotia ranks 168th of 184 lenders in Kingston, NY, with $245K lent: 0.0% of a $948.7M market.
Kingston, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank of Scotia in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First National Bank of Scotia's data
$215
First National Bank of Scotia and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First National Bank of Scotia's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]