Applications / Mortgage Analytics / Lenders / Virginia / First National Bank / Competition
First National Bank
Altavista, VA · National bank · OCC · $1.1 billion assets · 159 loans in 2025
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159
loans originated, 2025
188
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who First National Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO VIRGINIA, 2025
First National Bank ranks 70th of 539 lenders in non-metro Virginia, with $15.5M lent: 0.3% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LYNCHBURG, VA, 2025
First National Bank ranks 37th of 329 lenders in Lynchburg, VA, with $11.4M lent: 0.6% of a $1.79B market.
Lynchburg, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — CHARLOTTESVILLE, VA, 2025
First National Bank ranks 42nd of 337 lenders in Charlottesville, VA, with $8.2M lent: 0.4% of a $1.91B market.
Charlottesville, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC, 2025
First National Bank ranks 106th of 543 lenders in Myrtle Beach-Conway-North Myrtle Beach, SC, with $6.5M lent: 0.2% of a $4.27B market.
Myrtle Beach-Conway-North Myrtle Beach, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
First National Bank ranks 426th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $2.4M lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CAPE CORAL-FORT MYERS, FL, 2025
First National Bank ranks 725th of 798 lenders in Cape Coral-Fort Myers, FL, with $205K lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO NORTH CAROLINA, 2025
First National Bank ranks 483rd of 762 lenders in non-metro North Carolina, with $915K lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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