Applications / Mortgage Analytics / Lenders / South Dakota / First National Bank / Competition
First National Bank
Fort Pierre, SD · National bank · OCC · $2.1 billion assets · 314 loans in 2025
First National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
314
loans originated, 2025
395
applications, 2025
17
states and territories
0
gaps bigger than at similar lenders
Who First National Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO SOUTH DAKOTA, 2025
First National Bank ranks 16th of 239 lenders in non-metro South Dakota, with $28.9M lent: 2.0% of a $1.47B market.
non-metro South Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — RAPID CITY, SD, 2025
First National Bank ranks 14th of 181 lenders in Rapid City, SD, with $23.4M lent: 2.1% of a $1.12B market.
Rapid City, SD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — FORT COLLINS-LOVELAND, CO, 2025
First National Bank ranks 41st of 408 lenders in Fort Collins-Loveland, CO, with $21.4M lent: 0.6% of a $3.89B market.
Fort Collins-Loveland, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHEYENNE, WY, 2025
First National Bank ranks 21st of 190 lenders in Cheyenne, WY, with $11.7M lent: 1.1% of a $1.11B market.
Cheyenne, WY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
First National Bank ranks 265th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $7.5M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO INDIANA, 2025
First National Bank ranks 421st of 555 lenders in non-metro Indiana, with $325K lent: 0.0% of a $5.84B market.
non-metro Indiana is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
First National Bank ranks 526th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $405K lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — DAVENPORT-MOLINE-ROCK ISLAND, IA-IL, 2025
First National Bank ranks 172nd of 288 lenders in Davenport-Moline-Rock Island, IA-IL, with $435K lent: 0.0% of a $1.55B market.
Davenport-Moline-Rock Island, IA-IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
First National Bank's data
$215
First National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First National Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]