Applications / Mortgage Analytics / Lenders / Missouri / First Midwest Bank of Dexter
Dexter, MO · State non-member bank · FDIC · $679 million assets · 213 loans in 2025
First Midwest Bank of Dexter's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
213
loans originated, 2025
238
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Midwest Bank of Dexter makes more Rural Housing Service loans than any bank of its size, and its lending rose 25% in 2025.
Loans guaranteed by the Department of Agriculture's Rural Housing Service (RHS) were 12.2% of its lending, the highest share among similar lenders, state non-member banks making between half and twice as many loans. Their typical share was zero. The rest of its loans were conventional, and home purchases made up 70.9%.
Its loans rose to 213 from 171, against 9% growth at similar lenders, faster than at about three in four. It was the second rise after a low of 149 in 2023, but the count remains below the 338 of 2020.
Low- and moderate-income (LMI) borrowers took 33.3% of its loans, against 28.0% at similar lenders, more than at about seven in ten. Its RHS lending, which serves lower-income rural buyers, is one possible reason. Its typical loan, $175,000, matched peers'.
In Cape Girardeau, IL-MO it ranked 13 of 157 lenders, its share up to 2.8% from 2.5%. In Springfield, MO, its largest market, it ranked 37 of 351 and its share fell to 0.6% from 0.9%; Flat Branch Mortgage led there. Its growth may have come from its other markets instead.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Midwest Bank of Dexter took 238 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 70.9% · Refinance 23.9% · Home improvement 4.2% · Other 0.9%
Conventional 87.8% · USDA (RHS or FSA) 12.2% · of 213 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 208 | 97.7% |
| Arkansas | 1 | 0.5% |
| Florida | 1 | 0.5% |
| Illinois | 1 | 0.5% |
| Mississippi | 1 | 0.5% |
| Tennessee | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cape Girardeau | 54 |
| Springfield | 46 |
| Kansas City | 3 |
| Joplin | 2 |
| Jonesboro | 1 |
| Naples-Marco Island | 1 |
| Nashville-Davidson--Murfreesboro--Franklin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493003IRCQIQ6T3QS04 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 770853 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 319001 | 2009–2017 |
Established 15 January 1964. Reported under HMDA 2009-2025.
Mergers, name changes, data editions and corrections: First Midwest Bank of Dexter's data.
First Midwest Bank of Dexter's data
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First Midwest Bank of Dexter and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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