Applications / Mortgage Analytics / Lenders / Tennessee / First Farmers and Merchants Bank / Competition
First Farmers and Merchants Bank
Columbia, TN · State member bank · FRS · $1.8 billion assets · 277 loans in 2025
First Farmers and Merchants Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
277
loans originated, 2025
383
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who First Farmers and Merchants Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
First Farmers and Merchants Bank ranks 129th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $34.1M lent: 0.1% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Farmers and Merchants Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TENNESSEE, 2025
First Farmers and Merchants Bank ranks 86th of 746 lenders in non-metro Tennessee, with $19.4M lent: 0.2% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Farmers and Merchants Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — HUNTSVILLE, AL, 2025
First Farmers and Merchants Bank ranks 167th of 440 lenders in Huntsville, AL, with $2.3M lent: 0.0% of a $4.63B market.
Huntsville, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Farmers and Merchants Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — FLORENCE-MUSCLE SHOALS, AL, 2025
First Farmers and Merchants Bank ranks 83rd of 220 lenders in Florence-Muscle Shoals, AL, with $1.1M lent: 0.1% of a $784.8M market.
Florence-Muscle Shoals, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Farmers and Merchants Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Farmers and Merchants Bank's data
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First Farmers and Merchants Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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