Applications / Mortgage Analytics / Lenders / Kentucky / First Community Bank of the Heartland / Competition
First Community Bank of the Heartland
Clinton, KY · Depository institution · FDIC · 150 loans in 2025
First Community Bank of the Heartland's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
150
loans originated, 2025
199
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who First Community Bank of the Heartland competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO TENNESSEE, 2025
First Community Bank of the Heartland ranks 132nd of 746 lenders in non-metro Tennessee, with $12.3M lent: 0.1% of a $8.31B market.
non-metro Tennessee is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of the Heartland in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO KENTUCKY, 2025
First Community Bank of the Heartland ranks 127th of 537 lenders in non-metro Kentucky, with $7.1M lent: 0.1% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of the Heartland in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PADUCAH, IL-KY, 2025
First Community Bank of the Heartland ranks 17th of 164 lenders in Paducah, IL-KY, with $6.3M lent: 1.7% of a $368.9M market.
Paducah, IL-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of the Heartland in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — JACKSON, TN, 2025
First Community Bank of the Heartland ranks 62nd of 248 lenders in Jackson, TN, with $1.9M lent: 0.2% of a $897.7M market.
Jackson, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of the Heartland in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BALTIMORE-COLUMBIA-TOWSON, MD, 2025
First Community Bank of the Heartland ranks 438th of 592 lenders in Baltimore-Columbia-Towson, MD, with $955K lent: 0.0% of a $19.71B market.
Baltimore-Columbia-Towson, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of the Heartland in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CLARKSVILLE, KY-TN, 2025
First Community Bank of the Heartland ranks 260th of 397 lenders in Clarksville, KY-TN, with $420K lent: 0.0% of a $2.82B market.
Clarksville, KY-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of the Heartland in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO MISSOURI, 2025
First Community Bank of the Heartland ranks 610th of 640 lenders in non-metro Missouri, with $110K lent: 0.0% of a $6.01B market.
non-metro Missouri is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of the Heartland in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MEMPHIS, AR-MS-TN, 2025
First Community Bank of the Heartland ranks 497th of 515 lenders in Memphis, AR-MS-TN, with $85K lent: 0.0% of a $6.42B market.
Memphis, AR-MS-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of the Heartland in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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