Applications / Mortgage Analytics / Lenders / Virginia / First Community Bank / Competition
First Community Bank
Bluefield, VA · State member bank · FRS · $3.2 billion assets · 487 loans in 2025
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487
loans originated, 2025
939
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who First Community Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO WEST VIRGINIA, 2025
First Community Bank ranks 11th of 299 lenders in non-metro West Virginia, with $30.5M lent: 2.1% of a $1.42B market.
non-metro West Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NORTH CAROLINA, 2025
First Community Bank ranks 159th of 762 lenders in non-metro North Carolina, with $12.0M lent: 0.1% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO VIRGINIA, 2025
First Community Bank ranks 99th of 539 lenders in non-metro Virginia, with $11.2M lent: 0.2% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BECKLEY, WV, 2025
First Community Bank ranks 8th of 137 lenders in Beckley, WV, with $7.2M lent: 2.7% of a $270.2M market.
Beckley, WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — KINGSPORT-BRISTOL, TN-VA, 2025
First Community Bank ranks 49th of 324 lenders in Kingsport-Bristol, TN-VA, with $6.6M lent: 0.4% of a $1.54B market.
Kingsport-Bristol, TN-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WILMINGTON, NC, 2025
First Community Bank ranks 436th of 538 lenders in Wilmington, NC, with $375K lent: 0.0% of a $6.21B market.
Wilmington, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HARRISONBURG, VA, 2025
First Community Bank ranks 136th of 202 lenders in Harrisonburg, VA, with $355K lent: 0.1% of a $701.0M market.
Harrisonburg, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — BLACKSBURG-CHRISTIANSBURG-RADFORD, VA, 2025
First Community Bank ranks 36th of 233 lenders in Blacksburg-Christiansburg-Radford, VA, with $4.0M lent: 0.5% of a $778.1M market.
Blacksburg-Christiansburg-Radford, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Community Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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