Applications / Mortgage Analytics / Lenders / Massachusetts / First Citizens' Federal Credit Union / Competition
First Citizens' Federal Credit Union
Fairhaven, MA · Credit union · NCUA · $684 million assets · 157 loans in 2025
First Citizens' Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
157
loans originated, 2025
205
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who First Citizens' Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — PROVIDENCE-WARWICK, MA-RI, 2025
First Citizens' Federal Credit Union ranks 113th of 475 lenders in Providence-Warwick, MA-RI, with $16.5M lent: 0.1% of a $13.02B market.
Providence-Warwick, MA-RI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens' Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BARNSTABLE TOWN, MA, 2025
First Citizens' Federal Credit Union ranks 52nd of 369 lenders in Barnstable Town, MA, with $11.2M lent: 0.3% of a $3.30B market.
Barnstable Town, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens' Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BOSTON-CAMBRIDGE-NEWTON, MA-NH, 2025
First Citizens' Federal Credit Union ranks 377th of 664 lenders in Boston-Cambridge-Newton, MA-NH, with $5.7M lent: 0.0% of a $49.59B market.
Boston-Cambridge-Newton, MA-NH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens' Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — WORCESTER, MA, 2025
First Citizens' Federal Credit Union ranks 359th of 451 lenders in Worcester, MA, with $550K lent: 0.0% of a $6.86B market.
Worcester, MA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens' Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MASSACHUSETTS, 2025
First Citizens' Federal Credit Union ranks 227th of 232 lenders in non-metro Massachusetts, with $105K lent: 0.0% of a $1.55B market.
non-metro Massachusetts is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Citizens' Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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