Applications / Mortgage Analytics / Lenders / Virginia / First Bank / Competition
First Bank
Strasburg, VA · State member bank · FRS · $2.0 billion assets · 350 loans in 2025
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350
loans originated, 2025
499
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who First Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — RICHMOND, VA, 2025
First Bank ranks 81st of 551 lenders in Richmond, VA, with $24.2M lent: 0.2% of a $11.70B market.
Richmond, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO VIRGINIA, 2025
First Bank ranks 67th of 539 lenders in non-metro Virginia, with $16.2M lent: 0.3% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WINCHESTER, VA-WV, 2025
First Bank ranks 21st of 303 lenders in Winchester, VA-WV, with $12.4M lent: 1.1% of a $1.16B market.
Winchester, VA-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ROANOKE, VA, 2025
First Bank ranks 56th of 346 lenders in Roanoke, VA, with $7.5M lent: 0.4% of a $2.03B market.
Roanoke, VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
First Bank ranks 402nd of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $5.7M lent: 0.0% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DURHAM-CHAPEL HILL, NC, 2025
First Bank ranks 469th of 470 lenders in Durham-Chapel Hill, NC, with $35K lent: 0.0% of a $5.16B market.
Durham-Chapel Hill, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — RALEIGH-CARY, NC, 2025
First Bank ranks 614th of 638 lenders in Raleigh-Cary, NC, with $165K lent: 0.0% of a $15.84B market.
Raleigh-Cary, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — STAUNTON-STUARTS DRAFT, VA, 2025
First Bank ranks 34th of 236 lenders in Staunton-Stuarts Draft, VA, with $4.8M lent: 0.6% of a $800.1M market.
Staunton-Stuarts Draft, VA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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