Applications / Mortgage Analytics / Lenders / Georgia / First American Bank and Trust Company / Competition
First American Bank and Trust Company
Athens, GA · State non-member bank · FDIC · $853 million assets · 232 loans in 2025
First American Bank and Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
232
loans originated, 2025
255
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who First American Bank and Trust Company competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ATHENS-CLARKE COUNTY, GA, 2025
First American Bank and Trust Company ranks 5th of 316 lenders in Athens-Clarke County, GA, with $54.0M lent: 4.1% of a $1.33B market.
Athens-Clarke County, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First American Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO GEORGIA, 2025
First American Bank and Trust Company ranks 145th of 683 lenders in non-metro Georgia, with $11.8M lent: 0.1% of a $8.64B market.
non-metro Georgia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First American Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
First American Bank and Trust Company ranks 349th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $10.3M lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First American Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — JACKSONVILLE, FL, 2025
First American Bank and Trust Company ranks 357th of 715 lenders in Jacksonville, FL, with $1.8M lent: 0.0% of a $14.26B market.
Jacksonville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First American Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO NORTH CAROLINA, 2025
First American Bank and Trust Company ranks 406th of 762 lenders in non-metro North Carolina, with $1.5M lent: 0.0% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First American Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MEMPHIS, AR-MS-TN, 2025
First American Bank and Trust Company ranks 368th of 515 lenders in Memphis, AR-MS-TN, with $445K lent: 0.0% of a $6.42B market.
Memphis, AR-MS-TN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First American Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — VALDOSTA, GA, 2025
First American Bank and Trust Company ranks 166th of 238 lenders in Valdosta, GA, with $285K lent: 0.0% of a $786.0M market.
Valdosta, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First American Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — GREAT FALLS, MT, 2025
First American Bank and Trust Company ranks 42nd of 136 lenders in Great Falls, MT, with $1.5M lent: 0.3% of a $564.2M market.
Great Falls, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First American Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 64% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First American Bank and Trust Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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