Applications / Mortgage Analytics / Lenders / California / Farmers & Merchants Bank of Central California / Competition
Farmers & Merchants Bank of Central California
Lodi, CA · State non-member bank · FDIC · $5.7 billion assets · 132 loans in 2025
Farmers & Merchants Bank of Central California's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
132
loans originated, 2025
216
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Farmers & Merchants Bank of Central California competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MODESTO, CA, 2025
Farmers & Merchants Bank of Central California ranks 36th of 323 lenders in Modesto, CA, with $16.4M lent: 0.6% of a $2.55B market.
Modesto, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Bank of Central California in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — STOCKTON-LODI, CA, 2025
Farmers & Merchants Bank of Central California ranks 87th of 401 lenders in Stockton-Lodi, CA, with $10.9M lent: 0.2% of a $5.50B market.
Stockton-Lodi, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Bank of Central California in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN FRANCISCO-OAKLAND-FREMONT, CA, 2025
Farmers & Merchants Bank of Central California ranks 313th of 606 lenders in San Francisco-Oakland-Fremont, CA, with $6.7M lent: 0.0% of a $52.26B market.
San Francisco-Oakland-Fremont, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Bank of Central California in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SACRAMENTO-ROSEVILLE-FOLSOM, CA, 2025
Farmers & Merchants Bank of Central California ranks 257th of 574 lenders in Sacramento-Roseville-Folsom, CA, with $6.0M lent: 0.0% of a $20.30B market.
Sacramento-Roseville-Folsom, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Bank of Central California in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MERCED, CA, 2025
Farmers & Merchants Bank of Central California ranks 71st of 260 lenders in Merced, CA, with $2.3M lent: 0.2% of a $1.06B market.
Merced, CA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Bank of Central California in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NAPA, CA, 2025
Farmers & Merchants Bank of Central California ranks 143rd of 229 lenders in Napa, CA, with $1.0M lent: 0.1% of a $1.51B market.
Napa, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Bank of Central California in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CHICO, CA, 2025
Farmers & Merchants Bank of Central California ranks 187th of 255 lenders in Chico, CA, with $355K lent: 0.0% of a $1.11B market.
Chico, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Bank of Central California in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO CALIFORNIA, 2025
Farmers & Merchants Bank of Central California ranks 293rd of 456 lenders in non-metro California, with $870K lent: 0.0% of a $4.39B market.
non-metro California is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Bank of Central California in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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