Applications / Mortgage Analytics / Lenders / Pennsylvania / ESSA Bank & Trust / Competition
ESSA Bank & Trust
Stroudsburg, PA · Savings institution · FDIC · $2.2 billion assets · 287 loans in 2025
ESSA Bank & Trust's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
287
loans originated, 2025
378
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who ESSA Bank & Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ALLENTOWN-BETHLEHEM-EASTON, NJ-PA, 2025
ESSA Bank & Trust ranks 40th of 521 lenders in Allentown-Bethlehem-Easton, NJ-PA, with $31.7M lent: 0.6% of a $4.92B market.
Allentown-Bethlehem-Easton, NJ-PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ESSA Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO PENNSYLVANIA, 2025
ESSA Bank & Trust ranks 54th of 643 lenders in non-metro Pennsylvania, with $23.5M lent: 0.4% of a $5.62B market.
non-metro Pennsylvania is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ESSA Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
ESSA Bank & Trust ranks 279th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $13.3M lent: 0.0% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ESSA Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SCRANTON--WILKES-BARRE, PA, 2025
ESSA Bank & Trust ranks 54th of 395 lenders in Scranton--Wilkes-Barre, PA, with $8.7M lent: 0.4% of a $2.15B market.
Scranton--Wilkes-Barre, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ESSA Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — READING, PA, 2025
ESSA Bank & Trust ranks 229th of 365 lenders in Reading, PA, with $640K lent: 0.0% of a $2.00B market.
Reading, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and ESSA Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
ESSA Bank & Trust's data
$215
ESSA Bank & Trust and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy ESSA Bank & Trust's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]