Applications / Mortgage Analytics / Lenders / Florida / Educational Federal Credit Union / Competition
Educational Federal Credit Union
Miami, FL · Credit union · NCUA · $1.8 billion assets · 318 loans in 2025
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318
loans originated, 2025
638
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Educational Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Educational Federal Credit Union ranks 184th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $42.8M lent: 0.1% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PORT ST. LUCIE, FL, 2025
Educational Federal Credit Union ranks 329th of 559 lenders in Port St. Lucie, FL, with $805K lent: 0.0% of a $4.88B market.
Port St. Lucie, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO FLORIDA, 2025
Educational Federal Credit Union ranks 355th of 564 lenders in non-metro Florida, with $775K lent: 0.0% of a $3.36B market.
non-metro Florida is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — JACKSONVILLE, FL, 2025
Educational Federal Credit Union ranks 495th of 715 lenders in Jacksonville, FL, with $720K lent: 0.0% of a $14.26B market.
Jacksonville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — PUNTA GORDA, FL, 2025
Educational Federal Credit Union ranks 266th of 548 lenders in Punta Gorda, FL, with $720K lent: 0.0% of a $2.09B market.
Punta Gorda, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educational Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — TAMPA-ST. PETERSBURG-CLEARWATER, FL, 2025
Educational Federal Credit Union ranks 876th of 925 lenders in Tampa-St. Petersburg-Clearwater, FL, with $175K lent: 0.0% of a $26.60B market.
Tampa-St. Petersburg-Clearwater, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Educational Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WILDWOOD-THE VILLAGES, FL, 2025
Educational Federal Credit Union ranks 448th of 451 lenders in Wildwood-The Villages, FL, with $65K lent: 0.0% of a $1.68B market.
Wildwood-The Villages, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Educational Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — DELTONA-DAYTONA BEACH-ORMOND BEACH, FL, 2025
Educational Federal Credit Union ranks 631st of 639 lenders in Deltona-Daytona Beach-Ormond Beach, FL, with $75K lent: 0.0% of a $5.43B market.
Deltona-Daytona Beach-Ormond Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Educational Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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