Applications / Mortgage Analytics / Lenders / Texas / Education Credit Union / Competition
Education Credit Union
Amarillo, TX · Credit union · NCUA · $477 million assets · 265 loans in 2025
Education Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
265
loans originated, 2025
307
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Education Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — AMARILLO, TX, 2025
Education Credit Union ranks 12th of 258 lenders in Amarillo, TX, with $28.2M lent: 2.3% of a $1.23B market.
Amarillo, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TEXAS, 2025
Education Credit Union ranks 336th of 831 lenders in non-metro Texas, with $4.2M lent: 0.0% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — LUBBOCK, TX, 2025
Education Credit Union ranks 235th of 341 lenders in Lubbock, TX, with $325K lent: 0.0% of a $1.78B market.
Lubbock, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — SHERMAN-DENISON, TX, 2025
Education Credit Union ranks 300th of 343 lenders in Sherman-Denison, TX, with $195K lent: 0.0% of a $1.28B market.
Sherman-Denison, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MIDLAND, TX, 2025
Education Credit Union ranks 280th of 294 lenders in Midland, TX, with $185K lent: 0.0% of a $1.51B market.
Midland, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — WICHITA FALLS, TX, 2025
Education Credit Union ranks 173rd of 209 lenders in Wichita Falls, TX, with $165K lent: 0.0% of a $545.7M market.
Wichita Falls, TX is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Education Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Education Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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