Applications / Mortgage Analytics / Lenders / North Dakota / Cornerstone Bank / Competition
Cornerstone Bank
Fargo, ND · State non-member bank · FDIC · $1.8 billion assets · 143 loans in 2025
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143
loans originated, 2025
165
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who Cornerstone Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SIOUX FALLS, MN-SD, 2025
Cornerstone Bank ranks 38th of 204 lenders in Sioux Falls, MN-SD, with $12.9M lent: 0.6% of a $2.14B market.
Sioux Falls, MN-SD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — FARGO, MN-ND, 2025
Cornerstone Bank ranks 36th of 207 lenders in Fargo, MN-ND, with $9.9M lent: 0.6% of a $1.76B market.
Fargo, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO NORTH DAKOTA, 2025
Cornerstone Bank ranks 32nd of 191 lenders in non-metro North Dakota, with $7.8M lent: 0.8% of a $1.04B market.
non-metro North Dakota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BISMARCK, ND, 2025
Cornerstone Bank ranks 23rd of 145 lenders in Bismarck, ND, with $6.5M lent: 0.8% of a $795.9M market.
Bismarck, ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MINOT, ND, 2025
Cornerstone Bank ranks 23rd of 95 lenders in Minot, ND, with $2.7M lent: 0.7% of a $393.3M market.
Minot, ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Cornerstone Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 72% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — GRAND RAPIDS-WYOMING-KENTWOOD, MI, 2025
Cornerstone Bank ranks 248th of 436 lenders in Grand Rapids-Wyoming-Kentwood, MI, with $965K lent: 0.0% of a $7.34B market.
Grand Rapids-Wyoming-Kentwood, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cornerstone Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — JOPLIN, KS-MO, 2025
Cornerstone Bank ranks 204th of 219 lenders in Joplin, KS-MO, with $105K lent: 0.0% of a $860.7M market.
Joplin, KS-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cornerstone Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 65% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO SOUTH DAKOTA, 2025
Cornerstone Bank ranks 164th of 239 lenders in non-metro South Dakota, with $465K lent: 0.0% of a $1.47B market.
non-metro South Dakota is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Cornerstone Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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