Applications / Mortgage Analytics / Lenders / Michigan / Community West Credit Union
Kentwood, MI · Credit union · NCUA · $249 million assets · 122 loans in 2025
Community West Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
122
loans originated, 2025
182
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community West Credit Union is chiefly a home-improvement lender: such loans made up 55.7% of the 122 it made in 2025.
Home improvement made up 55.7% of its loans and other purposes 24.6%. Purchases were just 11.5%. Its typical loan, $85,000, was smaller than the $105,000 at similar lenders (credit unions making between half and twice as many loans), as that mix would suggest. None of its loans were higher-priced (a rate well above the average for similar loans), against 2.9% at peers.
Low- and moderate-income (LMI) borrowers took 45.1% of its loans, up from 36.5% and higher than about nine in ten similar lenders. Yet LMI neighborhoods took only 6.6%, down from 14.6% and among the lowest tenth of its peers. That may reflect where its members live within the 12 counties it serves.
It made 122 loans, down 3%, while similar lenders grew 8% and the whole market 10%. Its count peaked at 286 in 2021 and has stayed between 122 and 129 since 2023.
Grand Rapids-Wyoming-Kentwood, MI, has been its largest market since at least 1990. It ranked 80 of 436 lenders there, with an unchanged 0.2% share. Lake Michigan Credit Union leads that market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Community West Credit Union took 182 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 55.7% · Other 24.6% · Purchase 11.5% · Refinance 8.2%
Conventional 100.0% · of 122 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Michigan | 122 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Grand Rapids-Wyoming-Kentwood | 109 |
| Lansing-East Lansing | 1 |
| South Bend-Mishawaka | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900R8P0FFNZJAW611 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 960690 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 561677 | 1990–2017 |
Established 1 January 1967. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Community West Credit Union's data.
Community West Credit Union's data
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Community West Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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