Applications / Mortgage Analytics / Lenders / Minnesota / Citizens Alliance Bank / Competition
Citizens Alliance Bank
Clara City, MN · State non-member bank · FDIC · $1.5 billion assets · 154 loans in 2025
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154
loans originated, 2025
191
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who Citizens Alliance Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — GREAT FALLS, MT, 2025
Citizens Alliance Bank ranks 10th of 136 lenders in Great Falls, MT, with $15.7M lent: 2.8% of a $564.2M market.
Great Falls, MT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Alliance Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 64% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MINNESOTA, 2025
Citizens Alliance Bank ranks 112th of 536 lenders in non-metro Minnesota, with $8.8M lent: 0.2% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Alliance Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Citizens Alliance Bank ranks 277th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $6.6M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Alliance Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — MISSOULA, MT, 2025
Citizens Alliance Bank ranks 32nd of 172 lenders in Missoula, MT, with $5.3M lent: 0.6% of a $918.6M market.
Missoula, MT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Alliance Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BOZEMAN, MT, 2025
Citizens Alliance Bank ranks 63rd of 233 lenders in Bozeman, MT, with $4.3M lent: 0.2% of a $1.85B market.
Bozeman, MT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Citizens Alliance Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DENVER-AURORA-CENTENNIAL, CO, 2025
Citizens Alliance Bank ranks 441st of 754 lenders in Denver-Aurora-Centennial, CO, with $2.2M lent: 0.0% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Citizens Alliance Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — KANSAS CITY, KS-MO, 2025
Citizens Alliance Bank ranks 642nd of 659 lenders in Kansas City, KS-MO, with $85K lent: 0.0% of a $16.29B market.
Kansas City, KS-MO is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Citizens Alliance Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO WASHINGTON, 2025
Citizens Alliance Bank ranks 311th of 440 lenders in non-metro Washington, with $755K lent: 0.0% of a $6.13B market.
non-metro Washington is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Citizens Alliance Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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