Poorer borrowers and areas
Low- and moderate-income (LMI) borrowers took 40.7% of its loans, against 28.6% at similar lenders (credit unions making between half and twice as many loans), higher than at more than four in five. LMI areas took 32.0%, against 17.3%, higher than at about nine in ten. Both shares have risen from five years earlier, when they were 33.1% and 24.1%.