Applications / Mortgage Analytics / Lenders / Virginia / Carter Bank & Trust / Competition
Carter Bank & Trust
Martinsville, VA · State member bank · FRS · $4.8 billion assets · 345 loans in 2025
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345
loans originated, 2025
523
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Who Carter Bank & Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Carter Bank & Trust ranks 98th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $55.3M lent: 0.2% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Carter Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NORTH CAROLINA, 2025
Carter Bank & Trust ranks 79th of 762 lenders in non-metro North Carolina, with $30.0M lent: 0.2% of a $12.96B market.
non-metro North Carolina is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Carter Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — FAYETTEVILLE, NC, 2025
Carter Bank & Trust ranks 25th of 371 lenders in Fayetteville, NC, with $27.1M lent: 0.9% of a $2.93B market.
Fayetteville, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Carter Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — STATE COLLEGE, PA, 2025
Carter Bank & Trust ranks 9th of 192 lenders in State College, PA, with $25.0M lent: 2.9% of a $854.7M market.
State College, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Carter Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — VIRGINIA BEACH-CHESAPEAKE-NORFOLK, NC-VA, 2025
Carter Bank & Trust ranks 101st of 577 lenders in Virginia Beach-Chesapeake-Norfolk, NC-VA, with $20.1M lent: 0.1% of a $15.33B market.
Virginia Beach-Chesapeake-Norfolk, NC-VA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Carter Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC, 2025
Carter Bank & Trust ranks 231st of 489 lenders in Hilton Head Island-Bluffton-Port Royal, SC, with $1.5M lent: 0.0% of a $3.64B market.
Hilton Head Island-Bluffton-Port Royal, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Carter Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BECKLEY, WV, 2025
Carter Bank & Trust ranks 78th of 137 lenders in Beckley, WV, with $335K lent: 0.1% of a $270.2M market.
Beckley, WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Carter Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NAPLES-MARCO ISLAND, FL, 2025
Carter Bank & Trust ranks 215th of 595 lenders in Naples-Marco Island, FL, with $2.8M lent: 0.1% of a $5.13B market.
Naples-Marco Island, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Carter Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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