Applications / Mortgage Analytics / Lenders / West Virginia / Calhoun County Bank
Grantsville, WV · State non-member bank · FDIC · $213 million assets · 121 loans in 2025
Calhoun County Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
121
loans originated, 2025
168
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Calhoun County Bank is a manufactured-home lender: such homes make up 38.8% of its loans, a higher share than at nearly all similar banks.
At similar lenders (state non-member banks making between half and twice as many loans) manufactured homes are 3.2% of lending. That focus fits its typical loan of $115,000, against $175,000 at its peers. All its loans were conventional, and 69.4% financed purchases.
Its loans rose 33%, to 121 from 91, faster than at about four in five similar lenders, whose typical growth was 9%. It made 208 loans in 2019, so 2025 recovers only part of a long fall.
Its share of Parkersburg-Vienna rose to 2.3% from 0.9%, and it now ranks 11th of 111 lenders there. Peoples Bank leads. It lends in only 2 counties, so a few loans can move its share a long way.
Low- and moderate-income (LMI) borrowers took 34.3% of its loans, higher than at about seven in ten peers. Its share in LMI neighborhoods, 5.7%, was lower than the typical 17.8%. With lending in only 2 counties, that share depends on the few such neighborhoods there.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Calhoun County Bank took 168 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 69.4% · Refinance 19.8% · Other 8.3% · Home improvement 2.5%
Conventional 100.0% · of 121 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| West Virginia | 35 | 28.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Parkersburg-Vienna | 35 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930001GYIWKBD35H65 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 498625 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 39024 | 2004–2017 |
Established 1 January 1900. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Calhoun County Bank's data.
Calhoun County Bank's data
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Calhoun County Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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