Applications / Mortgage Analytics / Lenders / Massachusetts / Bristol County Savings Bank
Taunton, MA · State non-member bank · FDIC · $3.1 billion assets · 493 loans in 2025
Bristol County Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
493
loans originated, 2025
634
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bristol County Savings Bank, a Massachusetts lender, grew its mortgage lending by 44% in 2025, faster than more than nine in ten similar banks.
Its originations rose 44%, against 9% at the typical similar lender (state non-member banks making between half and twice as many loans) and 10% for the market. That took it back to 493 loans, its 2019 level, after 335 in 2023 and 342 in 2024.
Its typical loan was $415,000, against $185,000 at similar lenders, higher than at more than nine in ten. Yet jumbo loans (larger than the conforming limit) fell to 2.8% of lending from 7.1% in 2024. Purchases made up 64.7% of its loans and refinances 22.5%.
Its typical rate was 6.12%, against 6.75% at similar lenders, lower than at about nineteen in twenty. It made no higher-priced loans (a rate well above the average for similar loans), against 1.7% at peers. Every loan was conventional.
In Providence-Warwick, where it has lent since 1992, it ranked 18 of 475 lenders, and its share rose 0.2 points to 1.4%. Citizens Bank led there. Its shares also rose in Barnstable Town, to 0.5%, and in Worcester, to 0.3%. Borrowers with low and moderate incomes (LMI) took 21.6% of its loans, against 27.5% at peers; its larger loans may be part of the reason. LMI neighborhoods took 20.5%, against 15.8%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bristol County Savings Bank took 634 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 64.7% · Refinance 22.5% · Home improvement 6.9% · Other 5.9%
Conventional 100.0% · of 493 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Massachusetts | 409 | 83.0% |
| Rhode Island | 84 | 17.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Providence-Warwick | 365 |
| Boston | 81 |
| Worcester | 21 |
| Cambridge-Newton-Framingham | 18 |
| Barnstable Town | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300ENXD6MBH06E085 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 13103 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 323622 | 1992–2017 |
Established 2 March 1846. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Bristol County Savings Bank's data.
Bristol County Savings Bank's data
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Bristol County Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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