Applications / Mortgage Analytics / Lenders / Virginia / Blue Eagle Credit Union
Roanoke, VA · Credit union · NCUA · $261 million assets · 213 loans in 2025
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213
loans originated, 2025
299
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Blue Eagle Credit Union makes small loans, mostly refinances, and after years of growth its loans fell 14% in 2025, to 213.
Refinances made up 65.7% of its loans and other purposes 19.2%; home purchases were only 6.6%. All were conventional. Its typical loan was $65,000, lower than at more than nine in ten similar lenders (credit unions making between half and twice as many loans), whose typical loan was $105,000.
Its loans rose from 120 in 2018 to 248 in 2024. The fall in 2025 came as similar lenders grew 7% and the whole market 10%. Even so, 2025 was its second-busiest year in the record.
Low- and moderate-income (LMI) borrowers took 37.5% of its loans, against 27.8% at similar lenders, more than about three in four of them. LMI areas took 20.0%, against 16.4%, higher than about seven in ten peers.
In Roanoke, where it has lent since at least 1990, its share fell 0.2 points to 0.7% and it ranked 33 of 346. It also lost share in Lynchburg and Blacksburg-Christiansburg-Radford. Share is measured in dollars, and its own total slipped only from $23.5 million to $22.7 million. Faster growth at other lenders, led in Roanoke by Atlantic Bay Mortgage Group, may explain part of the change.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Blue Eagle Credit Union took 299 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 65.7% · Other 19.2% · Home improvement 8.5% · Purchase 6.6%
Conventional 100.0% · of 213 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Virginia | 210 | 98.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Roanoke | 131 |
| Lynchburg | 63 |
| Blacksburg-Christiansburg-Radford | 11 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300JWMTKHFOXRS523 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 484673 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 55900 | 1990–2012 |
| Respondent ID (the HMDA filer code before 2018) | 568629 | 2013–2017 |
Established 1 January 1948. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Blue Eagle Credit Union's data.
Blue Eagle Credit Union's data
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Blue Eagle Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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