Applications / Mortgage Analytics / Lenders / Missouri / Bank of Washington
Washington, MO · State non-member bank · FDIC · $1.2 billion assets · 157 loans in 2025
Bank of Washington's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
157
loans originated, 2025
217
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Washington, a Missouri purchase lender, lifted its loans 19% to 157 in 2025, about double the 9% growth of similar lenders.
Originations rose to 157 from 132, while similar lenders (state non-member banks making between half and twice as many loans) grew 9% and the whole market 10%. Home purchases were 80.3% of its loans. It still lends far less than in 2020, when it made 714 loans.
Low- and moderate-income (LMI) borrowers took 36.1% of its loans, against 27.9% at similar lenders, a higher share than at about three in four of them, and up from 25.4% in 2020. Majority-minority areas took 1.3%, against 5.1%. Most of its lending is in non-metro Missouri, with a small share in St. Louis, and where its branches sit may account for that.
Its typical loan was $225,000, against $175,000 at similar lenders. It turned down 4.9% of first-lien home-purchase applications, against 7.6% at its peers.
It ranks 85 of 637 lenders in St. Louis, where it has lent since at least 1990, with an unchanged 0.2% share. Guild Mortgage Company leads that market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bank of Washington took 217 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 80.3% · Refinance 15.9% · Home improvement 3.2% · Other 0.6%
Conventional 95.5% · USDA (RHS or FSA) 4.5% · of 157 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 154 | 98.1% |
| Oregon | 2 | 1.3% |
| Indiana | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| St. Louis | 138 |
| Kansas City | 2 |
| Portland-Vancouver-Hillsboro | 2 |
| Columbia | 1 |
| Indianapolis-Carmel-Greenwood | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930044G6TGPFFTFM49 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 565750 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 312627 | 1990–2017 |
Established 29 October 1877. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Bank of Washington's data.
Bank of Washington's data
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