Applications / Mortgage Analytics / Lenders / Virginia / Bank of Clarke / Competition
Bank of Clarke
Berryville, VA · State member bank · FRS · $1.9 billion assets · 284 loans in 2025
Bank of Clarke's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
284
loans originated, 2025
430
applications, 2025
15
states and territories
0
gaps bigger than at similar lenders
Who Bank of Clarke competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV, 2025
Bank of Clarke ranks 139th of 757 lenders in Washington-Arlington-Alexandria, DC-VA-MD-WV, with $69.4M lent: 0.1% of a $62.69B market.
Washington-Arlington-Alexandria, DC-VA-MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Clarke in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — WINCHESTER, VA-WV, 2025
Bank of Clarke ranks 10th of 303 lenders in Winchester, VA-WV, with $30.7M lent: 2.6% of a $1.16B market.
Winchester, VA-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Clarke in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — HAGERSTOWN-MARTINSBURG, MD-WV, 2025
Bank of Clarke ranks 62nd of 356 lenders in Hagerstown-Martinsburg, MD-WV, with $7.2M lent: 0.3% of a $2.09B market.
Hagerstown-Martinsburg, MD-WV is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Clarke in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO VIRGINIA, 2025
Bank of Clarke ranks 180th of 539 lenders in non-metro Virginia, with $4.0M lent: 0.1% of a $5.11B market.
non-metro Virginia is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Clarke in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BALTIMORE-COLUMBIA-TOWSON, MD, 2025
Bank of Clarke ranks 329th of 592 lenders in Baltimore-Columbia-Towson, MD, with $3.3M lent: 0.0% of a $19.71B market.
Baltimore-Columbia-Towson, MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Bank of Clarke in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DAVENPORT-MOLINE-ROCK ISLAND, IA-IL, 2025
Bank of Clarke ranks 125th of 288 lenders in Davenport-Moline-Rock Island, IA-IL, with $830K lent: 0.1% of a $1.55B market.
Davenport-Moline-Rock Island, IA-IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of Clarke in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — COLUMBUS, OH, 2025
Bank of Clarke ranks 461st of 596 lenders in Columbus, OH, with $465K lent: 0.0% of a $16.93B market.
Columbus, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of Clarke in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — SYRACUSE, NY, 2025
Bank of Clarke ranks 173rd of 246 lenders in Syracuse, NY, with $405K lent: 0.0% of a $2.51B market.
Syracuse, NY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Bank of Clarke in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Bank of Clarke and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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