Applications / Mortgage Analytics / Lenders / Minnesota / Associated Healthcare Credit Union
Woodbury, MN · Credit union · NCUA · $171 million assets · 117 loans in 2025
Associated Healthcare Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
117
loans originated, 2025
137
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Associated Healthcare Credit Union makes no home-purchase loans at all; its lending is small loans for home improvement and other purposes.
Other purposes made up 73.5% of its loans and home improvement 18.8%; the rest were refinances. Its typical loan, $55,000, was about half the $105,000 at similar lenders (credit unions making between half and twice as many loans), among the lowest tenth of them. So although it made more loans than the typical peer, it lent fewer dollars: $8.2 million against $15.4 million.
It made 117 loans, 11% more than in 2024, close to its peers' 8% and the whole market's 10%. The rise follows three years of decline from 161 loans in 2021.
Low- and moderate-income (LMI) borrowers took 37.6% of its loans, up from 31.4% a year earlier. That is more than at about seven in ten similar lenders, where the typical share was 29.3%. LMI neighborhoods took 20.5%, against 17.2%.
Minneapolis-St. Paul-Bloomington has been its largest market since 2004. There it ranks 266th of 688 lenders, with a share too small to register. Bell Bank and United Wholesale Mortgage lead. Its small loans may be one reason its share of dollars is so low.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Associated Healthcare Credit Union took 137 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 73.5% · Home improvement 18.8% · Refinance 7.7%
Conventional 100.0% · of 117 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Minnesota | 113 | 96.6% |
| Wisconsin | 4 | 3.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Minneapolis-St. Paul-Bloomington | 109 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549006G3AQ9DK986571 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 452896 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 560466 | 2004–2017 |
Established 1 January 1953. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Associated Healthcare Credit Union's data.
Associated Healthcare Credit Union's data
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Associated Healthcare Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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