Applications / Mortgage Analytics / Lenders / Missouri / Assemblies OF GOD Credit Union
Springfield, MO · Credit union · NCUA · $441 million assets · 379 loans in 2025
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379
loans originated, 2025
431
applications, 2025
20
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Assemblies OF GOD Credit Union makes home loans more than twice the size of those at similar credit unions, and it lends in 20 states from its base in Springfield, MO.
Its typical loan was $235,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans), larger than at more than nine in ten of them. With about as many loans as its typical peer, it lent $102.8 million, more than about four in five of them.
Purchases made up 66.0% of its loans and refinancing 32.5%. FHA loans (insured by the Federal Housing Administration) made up 7.1%; the typical peer made none. Its typical rate, 6.88%, was close to its peers' 6.99%.
It ranks 15 of 351 lenders in Springfield, MO, where its share rose from 2.1% to 2.2%. Flat Branch Mortgage leads that market. Majority-minority neighborhoods took 1.6% of its loans, against 12.1% at its peers; the make-up of Springfield and non-metro Missouri, where most of its lending is, may explain that.
Its loans rose 7%, to 379, in line with similar lenders' 6%. That is less than half the 859 it made in 2021, its busiest year in the record shown.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Assemblies OF GOD Credit Union took 431 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.0% · Refinance 32.5% · Home improvement 1.6%
Conventional 91.0% · FHA 7.1% · VA 1.8% · of 379 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 330 | 87.1% |
| Kansas | 7 | 1.8% |
| Texas | 7 | 1.8% |
| Oklahoma | 5 | 1.3% |
| Arizona | 4 | 1.1% |
| Iowa | 4 | 1.1% |
| Arkansas | 3 | 0.8% |
| Florida | 3 | 0.8% |
| Alaska | 2 | 0.5% |
| California | 2 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Springfield | 248 |
| Kansas City | 32 |
| Dallas-Plano-Irving | 4 |
| Oklahoma City | 4 |
| Joplin | 3 |
| Prescott Valley-Prescott | 3 |
| Fairbanks-College | 2 |
| Fayetteville-Springdale-Rogers | 2 |
| Redding | 2 |
| St. Joseph | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493007OXXFLNNHTW637 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 702694 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 562897 | 1990–2017 |
Established 1 January 1951. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Assemblies OF GOD Credit Union's data.
Assemblies OF GOD Credit Union's data
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Assemblies OF GOD Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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