Applications / Mortgage Analytics / Lenders / Tennessee / Andrew Johnson Bank
Greeneville, TN · State non-member bank · FDIC · $614 million assets · 170 loans in 2025
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170
loans originated, 2025
231
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Andrew Johnson Bank, of Greeneville, Tennessee, lends mainly to people buying homes, and lends them more than its peers do. Its loans rose 11% in 2025, in step with similar lenders.
It made 170 loans, up 11%. Similar lenders (state non-member banks making between half and twice as many loans) grew 10%, as did the whole market, which leaves it near the middle of the group. The value of its loans rose to $58.0 million from $41.5 million. It is still below the 245 loans it made in 2022.
Home purchases were 74.7% of its loans and refinances 18.2%. Its typical loan was $225,000, against $175,000 at its peers, larger than at about seven in ten of them. Jumbo loans (larger than the conforming limit) were 3.8% of its lending, against 1.4%.
In Morristown its share rose 0.1 points to 1.0%, ranking it 23 of 268 lenders. In Johnson City it rose to 0.5% from 0.4%, a rank of 44 of 287. It has lent in both since 2002, and ranks 81 of 746 in non-metro Tennessee.
Borrowers with low or moderate incomes (LMI) took 14.9% of its loans, against 27.9% at its peers, lower than at nearly nine in ten. Its larger loans and its focus on home purchase may explain the gap. In LMI neighborhoods its share of loans, 17.6%, was close to its peers' 17.3%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Andrew Johnson Bank took 231 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 74.7% · Refinance 18.2% · Home improvement 4.7% · Other 2.4%
Conventional 100.0% · of 170 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Tennessee | 162 | 95.3% |
| North Carolina | 3 | 1.8% |
| Florida | 2 | 1.2% |
| Kentucky | 1 | 0.6% |
| South Carolina | 1 | 0.6% |
| Virginia | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cleveland | 23 |
| Johnson City | 18 |
| Morristown | 18 |
| Knoxville | 12 |
| Chattanooga | 11 |
| Kingsport-Bristol | 8 |
| Fort Lauderdale-Pompano Beach-Sunrise | 1 |
| Hickory-Lenoir-Morganton | 1 |
| Myrtle Beach-Conway-North Myrtle Beach | 1 |
| Panama City-Panama City Beach | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300KXIFQ7HCW3FR89 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 361439 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 322015 | 2002–2017 |
Established 12 May 1975. Reported under HMDA 2002-2025.
Mergers, name changes, data editions and corrections: Andrew Johnson Bank's data.
Andrew Johnson Bank's data
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Andrew Johnson Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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