Applications / Mortgage Analytics / Lenders / Pennsylvania / AmeriChoice Federal Credit Union / Competition
AmeriChoice Federal Credit Union
Mechanicsburg, PA · Credit union · NCUA · $233 million assets · 125 loans in 2025
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125
loans originated, 2025
182
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who AmeriChoice Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HARRISBURG-CARLISLE, PA, 2025
AmeriChoice Federal Credit Union ranks 67th of 396 lenders in Harrisburg-Carlisle, PA, with $8.2M lent: 0.3% of a $3.14B market.
Harrisburg-Carlisle, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AmeriChoice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — YORK-HANOVER, PA, 2025
AmeriChoice Federal Credit Union ranks 90th of 379 lenders in York-Hanover, PA, with $3.9M lent: 0.1% of a $2.78B market.
York-Hanover, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AmeriChoice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD, 2025
AmeriChoice Federal Credit Union ranks 684th of 784 lenders in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD, with $355K lent: 0.0% of a $39.87B market.
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AmeriChoice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
AmeriChoice Federal Credit Union ranks 681st of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $320K lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AmeriChoice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — STATE COLLEGE, PA, 2025
AmeriChoice Federal Credit Union ranks 146th of 192 lenders in State College, PA, with $315K lent: 0.0% of a $854.7M market.
State College, PA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and AmeriChoice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — DETROIT-WARREN-DEARBORN, MI, 2025
AmeriChoice Federal Credit Union ranks 593rd of 599 lenders in Detroit-Warren-Dearborn, MI, with $45K lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and AmeriChoice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PUNTA GORDA, FL, 2025
AmeriChoice Federal Credit Union ranks 545th of 548 lenders in Punta Gorda, FL, with $25K lent: 0.0% of a $2.09B market.
Punta Gorda, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and AmeriChoice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO MONTANA, 2025
AmeriChoice Federal Credit Union ranks 360th of 372 lenders in non-metro Montana, with $145K lent: 0.0% of a $3.53B market.
non-metro Montana is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and AmeriChoice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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