Applications / Mortgage Analytics / Lenders / Iowa / American State Bank / Competition
American State Bank
Sioux Center, IA · State non-member bank · FDIC · $1.5 billion assets · 282 loans in 2025
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282
loans originated, 2025
347
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who American State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO IOWA, 2025
American State Bank ranks 9th of 465 lenders in non-metro Iowa, with $66.7M lent: 2.0% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SIOUX FALLS, MN-SD, 2025
American State Bank ranks 40th of 204 lenders in Sioux Falls, MN-SD, with $11.1M lent: 0.5% of a $2.14B market.
Sioux Falls, MN-SD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — RAPID CITY, SD, 2025
American State Bank ranks 81st of 181 lenders in Rapid City, SD, with $1.2M lent: 0.1% of a $1.12B market.
Rapid City, SD is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — OMAHA, IA-NE, 2025
American State Bank ranks 250th of 417 lenders in Omaha, IA-NE, with $1.0M lent: 0.0% of a $8.07B market.
Omaha, IA-NE is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — AMES, IA, 2025
American State Bank ranks 100th of 189 lenders in Ames, IA, with $515K lent: 0.1% of a $553.5M market.
Ames, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — LAWRENCE, KS, 2025
American State Bank ranks 179th of 222 lenders in Lawrence, KS, with $275K lent: 0.0% of a $693.1M market.
Lawrence, KS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — SAN DIEGO-CHULA VISTA-CARLSBAD, CA, 2025
American State Bank ranks 628th of 639 lenders in San Diego-Chula Vista-Carlsbad, CA, with $105K lent: 0.0% of a $33.92B market.
San Diego-Chula Vista-Carlsbad, CA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CEDAR RAPIDS, IA, 2025
American State Bank ranks 182nd of 210 lenders in Cedar Rapids, IA, with $155K lent: 0.0% of a $1.53B market.
Cedar Rapids, IA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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