Applications / Mortgage Analytics / Lenders / North Dakota / American Federal Bank / Competition
American Federal Bank
Fargo, ND · Savings institution · OCC · $783 million assets · 186 loans in 2025
American Federal Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
186
loans originated, 2025
255
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who American Federal Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FARGO, MN-ND, 2025
American Federal Bank ranks 20th of 207 lenders in Fargo, MN-ND, with $26.0M lent: 1.5% of a $1.76B market.
Fargo, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MINNESOTA, 2025
American Federal Bank ranks 68th of 536 lenders in non-metro Minnesota, with $17.6M lent: 0.3% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GRAND FORKS, MN-ND, 2025
American Federal Bank ranks 12th of 131 lenders in Grand Forks, MN-ND, with $12.4M lent: 2.7% of a $452.1M market.
Grand Forks, MN-ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BISMARCK, ND, 2025
American Federal Bank ranks 55th of 145 lenders in Bismarck, ND, with $1.8M lent: 0.2% of a $795.9M market.
Bismarck, ND is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
American Federal Bank ranks 457th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $1.2M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BOZEMAN, MT, 2025
American Federal Bank ranks 206th of 233 lenders in Bozeman, MT, with $305K lent: 0.0% of a $1.85B market.
Bozeman, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BOWLING GREEN, KY, 2025
American Federal Bank ranks 202nd of 250 lenders in Bowling Green, KY, with $235K lent: 0.0% of a $1.24B market.
Bowling Green, KY is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
American Federal Bank ranks 879th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $95K lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Federal Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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