Applications / Mortgage Analytics / Lenders / Missouri / Alliant Bank
Madison, MO · State non-member bank · FDIC · $267 million assets · 164 loans in 2025
Alliant Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
164
loans originated, 2025
235
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Alliant Bank, a small Missouri home-purchase lender, sharply raised its lending to low- and moderate-income borrowers in 2025.
Low- and moderate-income (LMI) borrowers took 37.8% of its loans, up from 24.3% a year earlier and against 27.9% at similar lenders (state non-member banks making between half and twice as many loans). That is more than at four in five of them. LMI neighborhoods took 23.2%, against 17.3%.
Its loans rose 9%, from 151 to 164, but its dollar total fell from $41.1 million to $30.7 million. Its typical loan, $135,000, was lower than at about three-quarters of peers, and it made no jumbo loans. Home purchases made up 64.0% of its lending.
In Columbia, MO it ranks 28 of 268 lenders, and its share fell from 0.8% to 0.6%. In Jefferson City, MO it fell from 0.7% to 0.0%. Shares are counted in dollars, so the drop in its dollar total, perhaps from fewer large loans, could account for both.
None of its loans were in majority-minority neighborhoods, against 5.4% at peers. It lends mostly in non-metro Missouri and nearby small metros, where such neighborhoods may be few. It first reported under HMDA in 2019, so its record is short.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2019–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Alliant Bank took 235 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 64.0% · Refinance 30.5% · Home improvement 3.7% · Other 1.8%
Conventional 96.3% · USDA (RHS or FSA) 3.7% · of 164 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 162 | 98.8% |
| Arkansas | 1 | 0.6% |
| Kentucky | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Columbia | 50 |
| Jefferson City | 2 |
| Kansas City | 2 |
| St. Joseph | 2 |
| Fayetteville-Springdale-Rogers | 1 |
| Louisville/Jefferson County | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300M4MFIHXLR7AI37 | 2019–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 35057 | 2019–2023 |
Established 20 February 1888. Reported under HMDA 2019-2025.
Mergers, name changes, data editions and corrections: Alliant Bank's data.
Alliant Bank's data
$215
Alliant Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Alliant Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]