Applications / Mortgage Analytics / Lenders / New York / Adirondack Bank / Competition
Adirondack Bank
Utica, NY · State member bank · FRS · $942 million assets · 220 loans in 2025
Adirondack Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
220
loans originated, 2025
353
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Adirondack Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — UTICA-ROME, NY, 2025
Adirondack Bank ranks 4th of 174 lenders in Utica-Rome, NY, with $41.9M lent: 5.3% of a $793.9M market.
Utica-Rome, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Adirondack Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NEW YORK, 2025
Adirondack Bank ranks 133rd of 377 lenders in non-metro New York, with $4.0M lent: 0.1% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Adirondack Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SYRACUSE, NY, 2025
Adirondack Bank ranks 81st of 246 lenders in Syracuse, NY, with $2.6M lent: 0.1% of a $2.51B market.
Syracuse, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Adirondack Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — ALBANY-SCHENECTADY-TROY, NY, 2025
Adirondack Bank ranks 166th of 265 lenders in Albany-Schenectady-Troy, NY, with $990K lent: 0.0% of a $4.52B market.
Albany-Schenectady-Troy, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Adirondack Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 54% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — WATERTOWN-FORT DRUM, NY, 2025
Adirondack Bank ranks 58th of 106 lenders in Watertown-Fort Drum, NY, with $355K lent: 0.1% of a $426.4M market.
Watertown-Fort Drum, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Adirondack Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 68% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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