Applications / Mortgage Analytics / Lenders / Ohio / 1st National Bank / Competition
1st National Bank
Lebanon, OH · National bank · OCC · $265 million assets · 301 loans in 2025
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301
loans originated, 2025
424
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Who 1st National Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CINCINNATI, IN-KY-OH, 2025
1st National Bank ranks 55th of 621 lenders in Cincinnati, IN-KY-OH, with $76.7M lent: 0.5% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
1st National Bank ranks 110th of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $5.8M lent: 0.1% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO OHIO, 2025
1st National Bank ranks 186th of 592 lenders in non-metro Ohio, with $5.4M lent: 0.1% of a $6.94B market.
non-metro Ohio is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
1st National Bank ranks 480th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $1.4M lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO KENTUCKY, 2025
1st National Bank ranks 282nd of 537 lenders in non-metro Kentucky, with $1.0M lent: 0.0% of a $5.26B market.
non-metro Kentucky is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and 1st National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HUNTINGTON-ASHLAND, KY-OH-WV, 2025
1st National Bank ranks 214th of 237 lenders in Huntington-Ashland, KY-OH-WV, with $135K lent: 0.0% of a $1.12B market.
Huntington-Ashland, KY-OH-WV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and 1st National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DETROIT-WARREN-DEARBORN, MI, 2025
1st National Bank ranks 487th of 599 lenders in Detroit-Warren-Dearborn, MI, with $380K lent: 0.0% of a $23.68B market.
Detroit-Warren-Dearborn, MI is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and 1st National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ORLANDO-KISSIMMEE-SANFORD, FL, 2025
1st National Bank ranks 847th of 854 lenders in Orlando-Kissimmee-Sanford, FL, with $65K lent: 0.0% of a $22.49B market.
Orlando-Kissimmee-Sanford, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and 1st National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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